A oil-in-water emulsion composition which contains a low solubility but oil-soluble ultraviolet absorber. and which exhibits superior stability. The composition contains (a) an aqueous dispersion of an oil-soluble ultraviolet absorber (b) a compound of a non-ionic surfactant and at least one type of fatty acid soap (c) a water-swelling clay mineral: and (d) a higher fatty acid. Component (a) is preferably an aqueous dispersion of a complex particle of an oil-soluble ultraviolet absorber and an organic polymer.