A three-piece disposable absorbent article is disclosed having a longitudinal central axis and a transverse central axis. The disposable absorbent article includes front and back panels, each panel capable of being stretched and retracted in multiple directions. The back panel is also distinct and spaced apart from the front panel. The disposable absorbent article further includes an absorbent assembly situated between the front and back panels and which is attached to each by a first attachment member. The first attachment member is aligned along the longitudinal central axis. The disposable absorbent assembly includes a non-elastic absorbent that is capable of being elongated and contracted in only one direction, that direction being aligned approximately parallel to the transverse central axis.