An incontinence garment for wear by a user is provided. The user has an anatomy. The incontinence garment comprises a protective undergarment having a waist opening and a pair of leg openings. An opening is formed in the protective undergarment approximately centered between the leg openings for accommodating the wearers anatomy. An outer garment is positionable over the protective undergarment with the outer garment having a waist opening and a pair leg openings and the outer garment being free from any other openings. The combined protective undergarment and outer garment offers a dual layer of absorbent protection.