The BiolD NFC Smart Card is an integrated system that describes a method forapplication NearField Communication (NFC) wireless technology and wearable technology totransfer anElectrocardiogram (ECG) biometric authentication of a card holder from an ECGsensor to asmart card through an NFC interface chip (NFiC) embedded in the smart card asa contactlessbridge. This way can confirm a card holder as a legal one who can make asecure contactlesspayment through chip technology in order to prevent any card holder with anunauthorized smartcard or with a duplicate smart card from payment.