Natural extracts of spearmint and rosemary, together with hydrolyzed lecithin, are used to formulate a natural tinted moisturizer with more that 96% natural/nature-derived raw materials. Color pigments are suspended in the emulsion system thickened by xanthan gum. The process uses a combination of mixing with a homogenizer and a multi-speed stirrer. Stability is observed in accelerated conditions. The product results with an excellent emulsion stability. The hydrolyzed lecithin is liquid at room temperature. This study demonstrates that it is an easy to use emulsifier in cold-processed emulsions with a thickener system that can be dispersed and activated at room temperature. The hydrolyzed lecithin was used to emulsify blends of oils into a stable lotion for the cosmetic and personal care markets. The emulsion was found to be highly stable when centrifuged and studied at accelerated stability conditions