A tampon skirt is disclosed. The tampon skirt can comprise a finger cover associated with the tampon that expands or opens when a user unwraps a tampon, or an integrated tampon wrapper/cover that expands or opens when a user unwraps a tampon. The tampon skirt is associated with a tampon and conforms around a surface of the tampon. The cover is deployable to cover a finger of a user when the user prepares to insert the tampon. The users grips the withdrawal end underneath the extended tampon skirt when the user is inserting the tampon. The tampon skirt is appropriately sized to cover a users fingers and/or hand to prevent contact with menstrual discharge. When the user finishes inserting the tampon with the associated tampon skirt, the user disposes of the remaining tampon applicator and associated tampon skirt.
