A DC-DC converter includes a switch capacitor converter core (101); a switch driver (103) connected with the switch capacitor converter core (101); a switch signal router (105) connected with the switch driver (103); a gain selection decoder (107) connected with the switch signal router (105); a gain controller (109) connected with the gain selection decoder (107); an input adjusting device (111) connected with the gain controller (109); an output adjusting device (113) connected with the gain controller (109); and a clock generator (115) connected with the switch signal router (105), the gain controller (109) and the output adjusting device (113).