A protective skin covering has at least three distinct layers that can be worn on multiple parts of the human body. An inner layer substantially surrounds an area over which a protective skin covering is to be worn, and is constructed of soft, non-abrasive fabric. A middle layer provides padding to protect a wearer against impact with foreign objects. An outer layer is a durable, flexible, material (such as, for example, nylon or other similar material) that protects the middle layer, protects the skin of the wearer, resists wear and tear, and provides a surface for decorative designs or other attractive features.