An apparatus for keeping dry a portion of a persons skin, including a belt portion having an outer side and an inner side, configured for placement of the inner side against an abdominal area of a persons body to prevent water from passing between the inner side and the abdominal area, and also including a body portion configured to cover at least a portion of the abdominal area. The body portion may include a body top end forming a first opening sized to receive a portion of the abdominal area, and include a body bottom end having at least one second opening sized to receive a portion of the persons body, and a body middle connecting the body top end and the body bottom end. Also, a method for keeping dry a target portion of a persons skin using an apparatus having a belt portion and a body portion.
