A shelter insulated by dirt, growing materials or a filler to protect an occupant from weather conditions or climatic temperatures. The insulated upper compartment overlaps and houses a fixed horizontal floor for supporting the occupant. The insulated structure, with an opening for egress and entrance, protects from the elements by being insulated with a physical substance. The ground floor keeps the occupant dry and clean. The upper compartments insulation is encased in openings, by any means, a way to hold and expose the filler. Any vegetation can be embedded into the upper compartments contained filler to help expel heat from the growing matter by evapotranspiration. The vegetation can provide additional layer insulation. This shelters upper portion may be comprised of either, a unitary casing comprised of layers or assembled pieces in which to cover an upper structure in its entirety, and the lower horizontal base being the floor.