A personal extremity warming apparatus having a band, a pocket attached to the band, and an opening adapted to receive a heating element, the pocket having a front panel and rear panel the front panel adapted to attach to said rear panel along all but one of a plurality of front and rear panel sides. In an embodiment of the invention, the personal extremity warming apparatus has a band, a rear panel fixedly attached to the band along a first long side, a first short side, and a second short side, and the rear panel further having a second long side of the rear panel forming an opening adapted for receiving a heating element.
