A disposable napkin for genito-urinary and surrounding areas is described, comprising: a first layer (A) made of soft, semi-waterproof viscose, the semi-waterproof strata allowing the passage of water polluted by micro-organisms towards the central part (CP) and preventing its return back to the surface a second layer or central part (CP), made up of highly-absorbent TNT tissue to guarantee the capturing of every single drop of water to ensure a dry surface where used and a third layer (B) equal to the first layer (A) and made of the same material, wherein the second layer (CP) is sandwiched between the first layer (A) and the second layer (B).