The present invention is drawn to a carrier composition containing:(a) at least one amphiphilic lipid chosen from phospholipids, fatty monoamine compounds, fatty quaternary amine compounds, polyamine compounds having at least two amino groups, and mixtures thereof(b) at least one nonionic surfactant(c) at least one anionic silicone and(d) at least one water-insoluble material.Such a composition, when combined with an aqueous phase, forms an aqueous delivery system which is both stable, and clear to slightly hazy/limpid in appearance.