The present invention provides an aqueous composition useful for treating fabric comprising (i) a complex of silver ion with a copolymer and (ii) a dispersed amine-functional softener, wherein said copolymer comprises (a) 60-95 wt % polymerized units of one or more monomer X, wherein said monomer X is an ethylenically unsaturated compound having a substituent group selected from an unsaturated or aromatic heterocyclic group having at least one nitrogen atom and (b) 5-40 wt % polymerized units of one or more monomer Y, wherein said monomer Y is an ethylenically unsaturated compound selected from carboxylic acids, organosulfuric acids, sulfonic acids, phosphonic acids, esters comprising polymerized units of ethylene oxide, and mixtures thereof. Also provided is a method of treating fabric comprising contacting said fabric with the composition of claim 1 at pH from 3 to 7.