[Problem] To provide an oil-in-water emulsion cosmetic offering excellent salt tolerance, whereby a system in which a di-long chain cationic surfactant has been formulated can be easily produced irrespective of the method, such as high-pressure emulsification, and also translucency can kept stable in low-temperature and high-temperature ranges. [Solution] A translucent oil-in-water emulsion cosmetic containing 0.01-1 mass% of a di-long chain cationic surfactant (A), 0.01-2 mass% of a non-ionic surfactant (B) having a sterol backbone with an HLB of 10-18, 0.01-1 mass% of an oil (C) that is liquid at room temperature, 0.1-10 mass% of a specific alkylene oxide derivative (D) (for example, POE(14) POP(7) dimethyl ether or the like), 0.1-20 mass% of a C1-3 monohydric lower alcohol (E), and water (F), [component (C)/component (A) + component (B)] = 0.60 or lower (mass ratio). The translucent oil-in-water emulsion cosmetic may also contain menthol and/or camphor.
