The present invention relates to a fintech system for the circulation of money through conversion of momentum, prescribing and managing customized exercise based on various pieces of information input from a user, providing points to be converted into cash and physicals in a case that the user achieves recommended momentum according to a kind of prescribed exercise to provide active motivation to the user, thereby achieving health promotion of the user. In detail, the fintech system for circulation of money through conversion of momentum comprises a detection means, a user terminal, and a service-providing server. The detection means generates and transmits a movement detection signal in accordance with a user&primes exercise activity. The user terminal allows personal information of the user, including his/her body, gender and age, to be input, analyzes the body shape based on the personal information provided to suggest and guide at least one kind of exercise to evaluate basic physical strength according to each body shape, and analyzes the movement detection signal transmitted from the detection means in accordance with the selected kind of exercise to calculate a physical strength rating of the user. The service providing server receives the personal information and physical strength rating information through a wired/wireless communication network, analyzes exercise prescription information of each user based on the received information to be transmitted to the user terminal, manages a record of the amount of exercise and a record of exercise, analyzes the exercise achieving rate of the user to selectively provide points, and guides the points to the user terminal.COPYRIGHT KIPO 2017본 발명은 사용자로부터 입력되는 다양한 정보들을 기반으로 맞춤형 운동을 처방 및 관리하고 사용자의 처방 운동 종목에 따른 권장 운동량을 달성하는 경우 현금 또는 현물론 전환 가능한 포인트를 지급함으로써 사용자로 하여금 적극적인 동기부여를 제공하여 사용자의 건강 증진을 도모할 수 있는 운동량을 환산하여 화폐 유통이 가능한 핀테크 시스템에 관한 것으로, 상세하게는 사용자의 운동 활동에 따른 움직임 감지신호를 생성하고 이를 송신하기 위한 감지수단 사용자의 신체, 성별 및 나이를 포함하는 개인 정보가 입력되고
