A vehicle is provided that determines a need for communication with a third party vendor, retrieves the user rule from the memory (the user rule defining to which third party vendor the vehicle can send a first communication to address the need and defining a geographic location of the third party vendor relative to a current location of the vehicle, a monetary amount the vehicle can pay to a third party vendor for a product or service to address the need, and a time limit for the third party vendor to provide the product or service to address the need), based on the user rule, selects a third party vendor from among multiple possible third party vendors, and when determined by the user rule, automatically sends the first communication to the selected third party vendor to order the product or service and provides an authorization to the selected third party vendor to complete the order. The vehicle uses different communication protocols to provide the first communication and authorization to the selected third party vendor.
