A system and method for generating and displaying a health risk assessment report to a patient in real time is provided. The system receives a plurality of biometric data values for a patient and automatically processes subsets of the data to determine at least one category grade point average or letter grade. An overall health risk grade point average or letter grade is determined and presented to the patient along with the individual category grades. A simulated category letter grade and overall letter grade may also be presented which reflect selected adjustments to at least one of the biometric data values. The biometric data values may be based on real time measurement of a biosample taken from the patient in addition to manually entered data.